Alaska Buyer/Seller Fee Splits

These are the customary splits of who pays what fees in Alaska. In your purchase agreement, your agent will fill in a block of fee splits that looks very similar to the below.

B = Buyer	S = Seller
X = Normally Pays	M = Mandatory Pays
½ = Normally Split	E = Either Can Pay
A = As Applicable	O = Optional

Conventional Loans

	B	S
Lender Origination Fee	X
AHFC Commitment Fee	X
Discount Points	X
MIP/PMI	X
VA Funding Fee	n/a
Rural Dev. Loan Fee	n/a
Lender Doc Prep Fee	½	½
Lender Processing Fee	½	½
Flood Certification	X
Tax Registration		X
Home Warranty	E	E

Credit Report	X
Reserves	X
Prepaid Interest	X
Sales Tax		X
Resale Certificate/ Public Offer Statement		X
HOA Transfer Fees		X
HOA Assessments		X
HOA Questionnaire		X
Appraisal	E	E

Owner Title Insurance		X
ALTA Title Insurance	X
Recording Fee	½	½
Escrow Closing Fee	½	½
Annual Escrow Fee	n/a
Bank Set-Up Fee	n/a
Assume/Transfer Fee	n/a
Assessments Levied		X
Assessments Pending		X
Attorney Doc Prep Fee	½	½
Brokerage Fee		X

Smoke Detectors		X
CO Detectors		X
As-Built Survey/Recert		X
Tests for Health Authority Approval:
Well Flow (Quantity)		O
Basic Water Quality		A
PIWA Water
Other Water Test
Septic Inspection		A
DEC/MOA/COSA Fees		A

FHA Loans

	B	S
Lender Origination Fee	X
AHFC Commitment Fee	X
Discount Points	X
MIP/PMI	X
VA Funding Fee	n/a
Rural Dev. Loan Fee	n/a
Lender Doc Prep Fee	½	½
Lender Processing Fee	½	½
Flood Certification		X
Tax Registration		M
Home Warranty	E	E

Credit Report	X
Reserves	X
Prepaid Interest	X

Sales Tax		X
Resale Certificate/ Public Offer Statement		X
HOA Transfer Fees		X
HOA Assessments		X
HOA Questionnaire		X
Appraisal	E	E

Owner Title Insurance		X
ALTA Title Insurance	X
Recording Fee	½	½
Escrow Closing Fee	½	½
Annual Escrow Fee	n/a
Bank Set-Up Fee	n/a
Assume/Transfer Fee	n/a
Assessments Levied		X
Assessments Pending		X
Attorney Doc Prep Fee	½	½
Brokerage Fee		X

Smoke Detectors		X
CO Detectors		X
As-Built Survey/Recert		X
Tests for Health Authority Approval:
Well Flow (Quantity)		O
Basic Water Quality		A
PIWA Water
Other Water Test		A
Septic Inspection		A
DEC/MOA/COSA Fees		A

VA Loans

	B	S
Lender Origination Fee	X
AHFC Commitment Fee	X
Discount Points	X
MIP/PMI	X
VA Funding Fee	X
Rural Dev. Loan Fee	n/a
Lender Doc Prep Fee		M
Lender Processing Fee		M
Flood Certification	X
Tax Registration		M
Home Warranty	E	E

Credit Report	X
Reserves	X
Prepaid Interest	X
Sales Tax		X
Resale Certificate/ Public Offer Statement		X
HOA Transfer Fees		X
HOA Assessments		M
HOA Questionnaire		X
Appraisal	E	E

Owner Title Insurance		X
ALTA Title Insurance	X
Recording Fee	½	½
Escrow Closing Fee		M
Annual Escrow Fee	n/a
Bank Set-Up Fee	n/a
Assume/Transfer Fee	n/a
Assessments Levied		M
Assessments Pending		M
Attorney Doc Prep Fee		M
Brokerage Fee		M

Smoke Detectors		X
CO Detectors		X
As-Built Survey/Recert		X
Tests for Health Authority Approval:
Well Flow (Quantity)		O
Basic Water Quality		A
PIWA Water
Other Water Test		A
Septic Inspection		A
DEC/MOA/COSA Fees		A

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower qualification.