Privacy Policy

Welcome to TitanMortgage.com (the "Site"), the official web site for Titan Mortgage Capital, Inc. ("Company"). Titan Mortgage Capital, Inc. is based in Boise, Idaho.

We understand that privacy online is important to users of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of the Site who visit without transacting business ("Visitors") and users who register to transact business on the Site and make use of the various services offered by Company (collectively, "Services") ("Consumers").

"Personally Identifiable Information"
refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Consumers: the names, addresses, phone numbers and email addresses of Consumers and any information required to complete a mortgage application.

What organizations are collecting the information?
In addition to our direct collection of information, our third party service vendors (such as credit reporting agencies, fraud prevention, appraisers, contract underwriting, mortgage insurance, quality control, title companies and auditors) may access this information from our Consumers. The Company's contracts with these vendors limit their use of your information to only provide the contracted service.

How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site and to make appropriate service offerings. We may email Consumers about mortgage opportunities or other information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Consumers in response to specific inquiries, or to provide requested information.

With whom may the information may be shared?
Personally Identifiable Information about Consumers may be shared with our third party service providers as necessary to complete a mortgage transaction. Personally Identifiable Information is not shared with third parties for marketing purposes.

How is Personally Identifiable Information stored?
Personally Identifiable Information collected by Company is securely stored and is not accessible to third parties or employees of Company except for use as indicated above.

What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors and Consumers may opt out of receiving unsolicited information from us or being contacted by us by responding to emails as instructed, or by contacting us at info@titanmortgage.com.

Are Cookies Used on the Site?
Cookies are used for a variety of reasons. We use Cookies to track demographic information about our Visitors. We also use Cookies for security purposes to protect our Consumers.

How does Company use login information?
Company uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user's movement and use, and gather broad demographic information.

What partners or service providers have access to Personally Identifiable Information from Visitors and/or Consumers on the Site?
Company has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Consumers for service eligibility.

Disclosure of Personally Identifiable Information to comply with law enforcement.
We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Consumers.

How does the Site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Consumers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as account numbers or social security numbers, is protected by encryption protocols. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Consumers for any such occurrences.

How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Consumers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at info@titanmortgage.com.

What happens if the Privacy Policy Changes?
We will let our Visitors and Consumers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Consumer has previously requested not be disclosed, we will contact such Visitor or Consumer to allow such Visitor or Consumer to prevent such disclosure.

Links:
This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.