Mortgage Qualifying Calculator

• Use this calculator to estimate how much of a mortgage you can afford. This is estimate based on limited information, please fill out the Apply Online for a complete Loan Estimate.
  
  

  Loan Parameters

  Loan Purpose

  Purchase a new home Refinance my home Refinance my home - I want cash back
  

  Property Type

  Single Family Condominium
  

  Annual Income ($)

  
  

  Cash on Hand ($)

  
  Limit Downpayment to Minimum Required
  

  Loan Type

  30 Year Fixed Conventional @ 5.750% (1.987pts, 5.969% APR)30 Year Fixed Conventional @ 6.000% (0.682pts, 6.098% APR)15 Year Fixed Conventional @ 5.500% (0.882pts, 5.692% APR)30 Year Fixed VA @ 5.375% (1.889pts, 5.770% APR)30 Year Fixed VA @ 5.625% (0.747pts, 5.916% APR)
  

  Credit Score

  Excellent - FICO >=780 Excellent - FICO >=760 Excellent - FICO >=740 Good - FICO >=720 Good - FICO >=700 OK - FICO >=680 OK - FICO >=660 Low - FICO >=640 Low - FICO >=620
  

  Total minimum loan amount you pay each month (ie car payments, credit cards, student loans, mortgages on 2nd homes, etc) ($)